01
Write it down
Get your whole year into the chart. Every dollar in, every real commitment out.
Write it down · Set the Goals · Split it · Automate
Your Actual
Numbers
See what's spare. Decide what it's for. Set it to run.
A 12-month money system built from the dates your money actually moves. Not a budget that averages the year away. Your disposable figure, your tightest days, and the transfers that can run without you.
14-day money back guarantee · GST included · Instant access
4
steps, done once properly
12
months mapped from your dates
9
video walkthroughs
5
accounts, each with a job
What this system is
Your actual numbers, not a guess.
Your true disposable figure
Weekly, monthly and annually — after essential living costs and the commitments you intend to keep.
Your top 5 biggest spending days
So you can see them coming weeks out, instead of being surprised by them.
The safe number you can automate
Without leaving yourself short when the tight weeks land.
A projected bank balance, every day
For the coming year, built from the numbers you enter — not a guess, not an average.
The usual mess
Most people never see the year at once.
Income lands. Bills go out on different days. A car rego sits three months away, a holiday sits eight. Fun money and the deposit fight in the same account, so everything feels both tight and vague.
If the discretionary spending is mixed in with the rent, disposable income can read as zero even when you still have choices. This system separates the two on purpose.
Do it once properly, keep it accurate with a quick check now and then, and you no longer have to guess at any of it.
Four steps
Write it down. Point it. Split it. Let it run.
02
Set the goals
Work out what the money is actually for, and what's possible on your numbers.
03
Split it
Give every dollar a job by directing it to the right account.
04
Automate
Set the transfers once, so the money keeps moving without the same decision every payday.
One account holds it together
All income lands in Main. Everything flows out from there.
Main pays the rent, the bills, the things you cannot avoid. The amounts you set aside then move into Fun, Long-term, Emergency and Investments. Anything you don't allocate stays in Main as a buffer.
- Main. Bills and other essentials. Income lands here first.
- Fun. Guilt-free spending, because the other buckets are handled.
- Long-term. The big goals that survived the honest trade-off.
- Emergency. The car breakdown or the medical bill you didn't plan.
- Investments. Contributions only — no growth, no guesses. Actuals.
What's included
The workbook, the videos, and the chart that does the maths.
Guided workbook
The full 12-month system as a PDF, in order. Four steps, the check-in routine, and the sticking points — written so you can sit down and do it. The Excel workbook is downloadable from inside the PDF.
Video walkthroughs
Nine walkthroughs, about 48 minutes in total. Jamie fills in the chart on screen so you are never staring at a blank sheet.
Finance Chart
The working chart: Start Here, Dashboard, Goals and a full-year projection. Download it from inside the PDF.
The keep-it-alive routine
A five-to-ten minute check so the picture stays true. You build it once. You don't start over.
Nine walkthroughs · ~48 minutes
- WelcomeStart here · 01:04
- Start hereStart here · 01:34
- How to fill in Start HereStep 1 · 08:34
- DashboardStep 1 · 07:07
- GoalsStep 2 · 01:47
- Goals walkthroughStep 2 · 13:12
- ProjectionsStep 2 · 03:21
- Automate demoStep 4 · 09:56
- OutroKeep it alive · 01:00
The picture you get
A dashboard that summarises your whole year.
Biggest expenses. Top 5 Spending Days. Monthly Cashflow. Lowest Balance. Days below $0. All the things you need to know to safely automate your disposable into short and long term goals.
Dashboard — 1-year snapshot
Annual disposable income
$27,678
Income minus expenses, excluding savings and investments
Biggest expenses
- Rent / mortgage$39,000.00
- Food$26,000.00
- Childcare$12,480.00
- Fuel$5,200.00
- Personal loan$3,000.00
Reality check
- Lowest projected balance
- $0 · clear
- Days below $0
- 0
- Buffer to seed
- $0
Example figures from the walkthrough — your dashboard fills from the numbers you enter.
A first look
What's actually spare?
Monthly income in. Essential living costs and the commitments you intend to keep, out. Discretionary spending stays out of this number on purpose.
Weekly
$542
Monthly
$2,350
Annually
$28,200
That's the pool. The chart then shows whether that spare survives the actual dates your bills fall — and what you can honestly point it at.
See the full year · $97
Works on a phone, but better on a big screen. After that, it's ten minutes now and then.
Testimonials
What people are saying.
“We'd both received multiple pay rises but never felt the benefit. What surprised us was how quickly we could achieve our goals with a bit of direction and accountability.”
“The amount of money I could save in a year surprised me. I had no idea I could afford certain things in my life.”
“Taking control of your own money is so empowering. My favourite outcome is that I now have guilt-free ‘fun money’ to spend!”
“Realistic. Clear. Straight to the point.”
“Clear, straightforward, and in a way that makes you feel comfortable and relaxed.”
From Jamie
I'm not a financial adviser. I deal in actuals.
This is a system for seeing your own money clearly — what comes in, where it goes, what's actually spare, and how to point it at what matters. That's what I do, and it's all this does.
It does not name what to buy. Shares, funds, property — none of that is in here. When you get to that point, that's a conversation for a licensed financial adviser, or your accountant.
Getting clear comes first. Do that here, then if you want advice, you'll walk in knowing your actual numbers instead of paying someone to work them out for you.
Jamie Leahy
The price
Pay once. Use it this year, and the next.
No monthly subscription. A household licence for personal, non-commercial use — the workbook, the walkthroughs, and the chart.
- Guided workbook (PDF)
- Nine video walkthroughs
- Excel workbook (inside the PDF)
- 14-day money back guarantee
Your Actual Numbers
$97AUD
GST included. Instant access.
Get the systemI offer a 14-day money back guarantee. If you decide Your Actual Numbers isn't right for you, email jamie@scorpio1011.com within 14 calendar days of purchase with your order details and I will refund the purchase price.
Pay once with Stripe. Card details stay on Stripe. Instant access after payment, plus a 14-day money back guarantee.
Questions
Before you decide.
That's the whole point. Freedom, clarity, control — and the permission to spend guilt-free.
Mapped. Pointed. Split. Running on its own.
Get the system · $97